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"Education is the most powerful weapon which you can use to change the world”
– Nelson Mandela

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Lesson Eight Discussion

Lesson Eight Discussion

Q At what age would you recommend starting to plan for retirement? Do you feel comfortable developing your own retirement plan without the professional assistance of a financial advisor/planner? Describe the pros and cons of using a financial planner in developing a retirement plan. Please support your argument with facts, research, and evidence.

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I'm going to suggest to individuals that they begin saving as soon as they are able to so that they can enjoy the benefits of compounding over the long term, as well as greater flexibility and the capacity to take more risks so that they may have a larger retirement corpus in the end. In doing so, they will be able to take advantage of the fact that they will have more time to accumulate their savings. Because they will provide me with a choice of alternative investments and other presently favored assets, I will be able to design my own comfy strategy with the aid of specialists, and I will have the ability to do so because of this.